The undergraduate student loan is up to 8000 yuan.
(In some places, only tuition and accommodation fees can be borrowed, so please pay attention to ask the relevant staff);
The maximum amount of postgraduate loans is 12000 yuan.
Second, how much can graduate students borrow from CDB?
At present, the amount of student loans has been lowered by about 7000 yuan.
Third, how much can a graduate student borrow?
Full-time college students (including second bachelor's degree and higher vocational students, the same below) each 8000 yuan; If the annual study fee is less than 8,000 yuan, the loan amount can be determined according to the sum of tuition and accommodation.
Full-time 12000 yuan or more; If the annual tuition and accommodation fee is RMB 000, the loan amount can be based on the tuition and accommodation fee standards.
(1) country
The application process of national student loan: learn to conduct the preliminary examination → the bank conducts the examination and approval → both parties sign the contract → the bank issues the loan → completion.
Note: If a bank does not directly accept loans from students in school, it must apply for loans within 10 days before and after the start of the new school year, receive and truthfully fill out the Application Form for National Student Loan and related application materials.
(2) Apply for state assistance.
Conditions for applying for a national student loan: (minors must obtain the written consent of their legal guardians); Honest and trustworthy, law-abiding, no illegal acts; Study hard and you can finish your studies normally.
The basic expenses (including expenses) for earning income during school due to family difficulties; Approved by the school; Meet other conditions stipulated in the general loan rules.
(3), apply for national student loan materials
Materials for applying for national student loans: provide personal and family materials (generally including my written application, family financial situation questionnaire, proof of difficulties at street or township level or above, guarantor's letter of guarantee and my actual performance).
compensate
College graduates who join the army can enjoy tuition compensation, annual tuition compensation or national student loan principal and interest compensation, up to 6000 yuan.
Compensation or compensation shall be made for the tuition fees actually paid by graduates during their school days or the principal and interest of national student loans of 6000 yuan. If it is less than 6,000 yuan, it shall be compensated or compensated according to the principle that tuition fees and principal and interest of national student loans are both high.
The specific standards for tuition compensation and loan compensation during school before enlistment are the same as those for fresh graduates. At the same time, the state gives tuition subsidies to college students who apply for retirement and resumption of study. The maximum tuition fee is 6,000 yuan, the annual tuition fee is 6,000 yuan, and the actual subsidy is less than 6,000 yuan.
Fourth, how much can a graduate student loan borrow?
The graduate student loan can be 6.5438+0.2 million yuan. The Ministry of Finance, the Ministry of Education, the People's Bank of China and the China Banking Regulatory Commission have issued notices. From July 20 15, full-time graduate students can apply for loans not exceeding 12000 yuan per year. Among them, graduate students whose annual tuition and accommodation fees are less than 6.5438+0.2 million yuan can determine the loan amount according to the total tuition and accommodation fees. Loan terms: 1. A natural person with full capacity for civil conduct, a fixed residence in China and a valid identity certificate. 2, a legitimate occupation and stable economic income (except for students who apply for student loans), can guarantee the repayment of loan principal and interest on schedule. 3. Open a savings account in a loan bank, and deposit the expected expenses such as mortgage registration fee, notary fee, insurance fee, etc. which are not less than the specified proportion of the total consumption. 4. Provide effective guarantee measures for personal consumption loans recognized by banks. 5. The purpose of the loan is within the prescribed scope. Loan amount: 1. Where banks and insurance companies apply for loans or provide joint liability guarantees by pledge, the down payment amount shall not be less than 20% of the total value of consumer goods, and the loan amount shall not exceed 80% of the total value of consumer goods. 2. If the borrower or a third party applies for a loan with real estate mortgage, the down payment amount shall not be less than 30% of the total value of consumer goods, and the loan amount shall not exceed 70% of the total value of consumer goods. 3. Where a loan is applied by means of third-party guarantee (except banks and insurance companies), the down payment amount shall not be less than 40% of the total value of consumer goods, and the loan amount shall not exceed 60% of the total value of consumer goods. The borrower shall truthfully fill in the Application Form for Personal Consumption Loan of Agricultural Bank of China. 2. A valid certificate provided by the school. 3. Personal income certificate of the owner of the real estate. 4. In the form of mortgage, pledge or third-party guarantee (except for insurance companies), the list of mortgage and pledge, the certificate of consent to mortgage and pledge, the certificate of ownership or use right of collateral, appraisal, insurance certificate, certificate of pledge right, and the document of guarantor's consent shall be submitted. 5. If the repayment guarantee is in the form of insurance from an insurance company, a written commitment of the insurance company to repay the consumer loan insurance in installments shall be submitted. 6. The total deposit of the loan bank is not less than the prescribed proportion of tuition and fees, notary fees, related insurance premiums and other deposit certificates. 7. Entrust the loan bank to transfer the power of attorney, which stipulates that after the loan contract signed by the loan bank and the borrower comes into effect, the loan bank can directly transfer it to the designated payee from the borrower's deposit account.