The driver's license is only used to prove the qualification of safe driving, and it can't prove the driver's credit evaluation at all. Therefore, Alipay can't borrow money if it has a driver's license.

The loan also needs other valid documents. If you want to get a loan, you must go through relevant certification before you can get approval in bank credit evaluation.

Alipay loans need to look at personal sesame comprehensive scores, and personal network data is excellent before real-name authentication loans can be made.