Can I run a green paper in a different place after the car loan is paid off?

The car loan has been paid off. How can I get my green book back?

1. If the installment payment has been paid off, you can go to the loan bank ten days later and take away the formalities of car mortgage.

Second, to retrieve the car registration certificate, you should bring the owner's ID card, motor vehicle driving license and loan repayment certificate to the car shop where you bought the car at that time. If you borrow money from the bank, you can go to the bank to get it back. Specific information can be determined by looking at the contents of the auto insurance policy.

3. Bring my ID card, motor vehicle registration certificate, loan repayment certificate, motor vehicle mortgage change application form, lender organization code and power of attorney to the local vehicle management office for decompression procedures.

Fourth, change the owner to the first beneficiary of auto insurance. Usually, the first beneficiary of car insurance purchased by car loan is the loan unit, that is, the bank. After reinsurance, the owner should be changed to the first beneficiary of auto insurance.

Car loans need to meet the following conditions:

1. Have valid identification and full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the Cooperation Organization.

The process of buying a car with a loan:

1. Lead the customer to the bank's special dealer to choose a car and sign a car purchase agreement or contract;

2. The borrower applies to the loan bank for personal automobile mortgage;

3. Sign the contract with the consent of the investigation;

4. Go through the formalities of notarization and mortgage of automobiles;

5. The lender handles the loan;

6. After the loan is paid off, the lender cancels the pledge certificate and returns it to the customer.

In fact, buying a car with a loan has become a mainstream of society. However, for car loans, some people apply directly to banks, while others apply to some auto financing companies. Both have their own advantages. We can choose according to our own needs. Some people think that the bank is more reliable, so we will go to the bank to apply for a loan, but the steps are relatively complicated and cumbersome. Auto financing companies audit faster, but the interest rate is higher than that of banks, because they also want to make money.

Generally speaking, applying for a car loan through different channels has different interest rates. Generally speaking, it is the most common to apply to banks, but the threshold for applying for bank car loans is higher, while the threshold for auto financing companies is lower, but the interest is higher. Finally, in terms of credit cards, buying a car with credit cards has the highest interest rate, and credit cards need to have a high amount.

Can I run a green paper in a different place after the car loan is paid off?

After paying off the car loan, you can't get a green card in a different place. The procedures for granting auto loans include the Application Form for Motor Vehicle Mortgage Registration or Pledge, the Certificate of Settlement of Auto Loan, and the Identity Certificate of Motor Vehicle Owner and Mortgagee.

After paying off the car loan, I want to get the green paper back. The specific operation is as follows: 1. Prepare the materials required for cancellation of automobile mortgage, such as the original and photocopy of the mortgagor's ID card, the application form for motor vehicle mortgage registration/pledge, and the motor vehicle registration certificate. 2. Bring the prepared materials to the vehicle management office to understand the charging situation; You can get the green copy back after the formalities are completed. Choose to buy a car through a bank loan. The loan interest rate is moderate and there are many models to choose from. But in practice, it takes a lot of time and energy to get a loan. In order to control risks, banks usually need a long time to review, and applicants need to submit a lot of information. If you want to apply without any trouble, a bank loan is a good choice. Required information: (1) Original and photocopy of the motor vehicle owner's identity certificate; ② Mortgagor's identity certificate (official seal is required); (3) Power of Attorney of the Mortgagor (with official seal and inspection stamp); (4) If acting as an agent, the identity certificate of the agent and the original and photocopy of the power of attorney shall also be provided; ⑤ Motor vehicle registration certificate; ⑥ Fill in the Application Form for Motor Vehicle Mortgage Registration and Pledge Filing.

How can I get the green paper after paying off the car loan?

After the car loan is paid off, the user can ask the lending institution to send the green copy by express delivery, so that the user can also receive the green copy in other places. However, if you get the green book in other places, you must go to the local vehicle management office to cancel the mortgage. Therefore, users can wait until they return to the local area, and then go to the lending institution to get the Green Paper.

After the car loan is paid off, the lending institution will not give the green paper to the user immediately, and it will take about one week to inform the user to get the green paper.

What procedures do I need to go through after paying off the car loan? What should I do if the car loan is paid off?

With the improvement of people's living standards in China in recent years, people are more and more enthusiastic about buying cars. Most of us will choose to buy a car by stages, but do you think everything will be fine when the car loan is paid off? If you really think so, it's all wet. When we pay off the car loan, we still need to go through the formalities of vehicle release.

First, cancel the mortgage.

Buying a car with a loan is to mortgage the vehicle registration certificate (that is, the green copy) of the vehicle to the lending institution, but the car and driving license are still in their own hands, so many people will mistakenly think that the money can be paid off. Actually, I have to go to the lending institution to cancel my mortgage and get my green book back.

Materials required for vehicle release procedures

Vehicle registration certificate

The original application form for motor vehicle mortgage registration/pledge shall be stamped with the official seal of the mortgagee.

Identity certificates and photocopies of motor vehicle owners and mortgagees.

Power of attorney of mortgagee with official seal

Specific process

1. About 10 working days after paying off the last car loan, contact the loan bank in time and handle the loan settlement certificate. At the same time, get back the vehicle registration certificate and car purchase invoice mortgaged in the bank.

2. Take all relevant materials and go through the mortgage formalities at the local vehicle management office. When the formalities are completed, the ownership of the vehicle will really return to our hands.

Two. Handling insurance changes

During the period of vehicle mortgage, although the insurance name is self, the beneficiary is the lender. After the mortgage formalities, it is necessary to go through the formalities of changing the insurance beneficiary. Usually, in the process of decompression, the insurance change procedures will be completed by the way, which can save the trouble of running the insurance company again.