Small and micro mortgage loan of China Merchants Bank is a characteristic business of China Merchants Bank, with a maximum amount of100000 and a maximum amount of 20 years, and the loan interest rate is favorable. However, users need to mortgage assets when applying, and there are also regulations for applicants. Let's first take a look at the introduction of the handling conditions and related requirements of China Merchants Bank's small and micro mortgage loan.

What are the requirements for handling small and micro mortgage loans of China Merchants Bank?

There are only two conditions for handling small and micro loans of China Merchants Bank. First, the applicant is a small and micro enterprise owner or individual industrial and commercial household; Second, the applicant's family has a mortgaged property in the local area. If you want to apply for a personal loan from the official account of China Merchants Bank WeChat, click on the micro-mortgage loan below. Online application and review only take 15 minutes at the earliest.

The materials needed to apply for small and micro loans from China Merchants Bank are: the borrower's identity certificate and marriage certificate; The borrower's collateral certificate; Business license for operating the enterprise; Proof of the borrower's income; Articles of association, loan certificate, lease contract, financial statements, income tax, bank flow and other relevant certificates; Proof of the borrower's address; A statement on the purpose of the loan; Other supporting materials.

The above is an introduction to the handling conditions of China Merchants Bank's micro-mortgage loan. Finally, I would like to remind you that to apply for a small micro-mortgage loan from China Merchants Bank, you need to apply for a debit card from China Merchants Bank, so that you can make a normal loan and repay it on time.