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What is the impact of breaking off diplomatic relations after provident fund loans? There are mainly these effects.
Provident fund loans also need to meet certain conditions. Under normal circumstances, it is required to continuously deposit the housing provident fund for at least 12 months or more, and the provident fund is in a normal deposit state when applying for a loan. Since the provident fund is paid by both the unit and the employees, if the employees leave their jobs, it will lead to the situation that the provident fund will be cut off. So what is the impact of breaking off after the provident fund loan? Let's get to know each other.

What is the impact of breaking off diplomatic relations after provident fund loans?

Applying for a provident fund loan does not mean that the provident fund can be broken after the loan is successful, and the provident fund still has to be paid. If the provident fund loan is terminated, it will directly affect the provident fund loan. Even if the loan has been issued, the provident fund management center will require users to repay in advance. The specific impacts are as follows:

1 If the borrower of the housing provident fund loan fails to pay the housing provident fund in full and on time for three consecutive months or six cumulative months, the provident fund management center has the right to terminate the loan contract and require the borrower to pay off the housing provident fund loan in advance.

2. If the account is sealed immediately after the housing provident fund loan is stopped, the housing provident fund management center shall order it to repay the unpaid housing provident fund and pay it in full and on a monthly basis during the loan period; Refused to pay, to recover the housing provident fund loans or the implementation of commercial loan interest rates.

In short, the biggest impact of cutting off provident fund loans is that it will affect the provident fund loans that have been successfully applied for, leading to the early termination of provident fund loans. Therefore, users are advised not to break the provident fund at will during the provident fund loan period.