You can apply for a house without social security.

Whether to apply for a mortgage loan is decided by the bank after examining the borrower's credit status, property status and performance ability. Whether there is social security or not is not necessarily related to obtaining loans.

Second, there is no social security, but I want to borrow money to buy a car. Can I get a loan?

You can apply for a loan to buy a car Buying a car by mortgage means that the borrower who applies for buying a car pays part of the down payment first, and the lender issues the loan to the car buyer in stages. Application conditions:

1. Have valid identification and full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the Cooperation Organization. Meet the above conditions, you can borrow money to buy a car without social security. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

3. Can I apply for a mortgage loan without social security?

You can apply for a mortgage loan without social security.

Whether to apply for a mortgage loan is decided by the bank after examining the borrower's credit status, property status and performance ability. Whether there is social security or not is not necessarily related to obtaining loans.

4. Can I buy a house without social security?

Legal subjectivity: You can buy a house without paying social security, but you must have other repayment sources and repayment ability. Procedures and procedures for commercial loans for individual housing Basic conditions for commercial housing mortgage loans 1. The borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan; 2. The purchased house is located in a town (including urban area, county town and big market town), and in principle it is the borrower's current residence or place of work and business; 3. Has signed a commercial housing sales contract with the developer, and paid the down payment ratio stipulated by the bank according to the personal credit situation, with a minimum of more than 30%; 4. The loan amount is determined according to the borrower's credit status, occupation, education level, repayment ability and the liquidity of the purchased house. 5. Agree to apply for mortgage registration of pre-purchased commercial housing first, and promise to use the purchased housing as loan collateral, and re-apply for mortgage registration after the purchased housing is completed and the property right certificate is obtained;

Objectivity of law: Article 2 of People's Republic of China (PRC) Social Insurance Law The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity. People's Republic of China (PRC) Social Insurance Law Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.