With regard to the process of advance payment, the editor also checked the relevant information, and now it is for your reference as follows.
housing accumulation fund
According to the Housing Provident Fund Entrusted Loan Contract, the borrower can repay part of the loan in advance or settle the remaining loan principal and interest in full after the normal repayment of 12. When the loan is partially repaid in advance, the principal amount repaid each time is at least 654.38 yuan+00,000 yuan (if the loan is shortened at the same time, the principal amount repaid each time still needs to reach more than 40% of the loan balance at that time). Only after the housing provident fund loan is settled in advance or normally can the property mortgage be lifted. The processes of various businesses are as follows:
I. Business processes
(A) Part of the prepayment process
① Prepare funds and deposit them in the repayment passbook (card) → ② Repay at the designated outlets of the entrusting bank.
(2) The processing flow of full settlement in advance
① Prepare the funds to deposit in the loan repayment passbook (card) → ② Repay the loan at the designated outlet of the entrusting bank → ③ Go through the corresponding formalities at the window of Baihua Road Service Hall of the Housing Provident Fund Management Center 15- 16 → Go through the relevant formalities at the guarantee company → ⑤ Go through the mortgage cancellation formalities at the Housing Authority.
(3) Late business process of normal loan settlement.
① Go through the corresponding formalities at the window of Baihua Road Service Hall of the Housing Provident Fund Management Center 15- 16 → ② Go through the relevant formalities at the guarantee company →→→→→→→→ ③ Go through the formalities of canceling the mortgage of the property at the mortgage office of the Housing Authority.
Second, you need to carry information.
① My ID card; 2. Repayment passbook (card); (3) entrusted loan contract; (4) The acceptance form for prepayment of housing provident fund loans and the debit voucher issued by the bank when prepayment; ⑤ Mortgage contract; ⑥ Guarantee fee invoice, real estate license or commercial housing sales contract, and real estate information filing form.
Note: All the above materials should be brought with you when you settle in advance, only items ①-③ when you repay in advance, and only items ①, ⑤ and ⑤ when you settle normally and naturally.
Three. Processing time: 6-10 every month (postponed on holidays and weekends), and other working days are the acceptance time for other businesses after loan.
Bian Xiao wrote here about the problem and process. I hope everyone will continue to pay attention to Sohu Focus Network.
(The above answers were published on 20 13-02-04. Please refer to the current actual purchase policy. )
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