What you want to ask is, how to operate Wuxi Rural Commercial Bank's mobile phone bank to repay the loan in advance? The specific operation method is as follows:

1. Full payment in advance. After reviewing the relevant materials, the loan bank will handle all prepayment procedures.

2. For partial prepayment, the loan bank shall instruct the borrower to fill in the relevant agreement under the condition that the loan term remains unchanged. If the original loan guarantee method is mortgage+insurance and the mortgage registration has not been completed, the original insurance policy, my ID card and relevant agreements shall be presented to the insurance company designated in the city center for the insurance reduction procedures, and the final agreement shall be sent to the corresponding sub-center by the loan bank in time.

3. The original loan guarantee method is mortgage+insurance, and the mortgage registration has been handled. The borrower chooses the non-mortgage+insurance method to apply for partial repayment in advance, and the loan bank instructs the borrower to fill in the relevant agreement, and the signed agreement is submitted to the corresponding sub-center in time by the loan bank.

4. The original loan guarantee method is mortgage+insurance, which is still in the insurance period. The borrower can directly apply to the guarantee center for partial repayment in advance to shorten the loan term. If you want to repay in advance, it is recommended to make an appointment with the rural commercial bank in advance and pay attention to the repayment procedures.