It is definitely different.

Corporate credit loan interest = loan principal * loan interest rate * loan term. The current latest corporate credit loan benchmark interest rates are: within 6 months (including 6 months) is 5.85, from 6 months to 1 year (including 1 year) is 6.31, from 1 year to 3 years (including 3 years) is 6.4, 3 From 1 to 5 years (including 5 years) is 6.65, and for more than 5 years is 6.8.

According to the interest calculation formula, if a loan of 100,000 yuan is borrowed for one year, the interest will be 100,000*6.31*1=6,310 yuan.

The base interest rate is determined according to the regulations of the central bank, and the loan interest rates of various banks are based on this and fluctuate up and down.