The loan interest rates in Zhengzhou are:

The interest rate for the loan period within one year (inclusive) is 4.35.

The interest rate for loan periods from one to five years (inclusive) is 4.75.

The interest rate for loans with a term of more than five years is 4.90.

When major banks handle housing loans, the loan interest rate will be adjusted according to the actual local conditions. It is often 1.1 times the benchmark interest rate, that is, the interest rate for commercial loans over 5 years is 5.39. Due to different regions, the loan interest rate There are differences too.

Loan interest rate is the interest rate charged by banks and other financial institutions to borrowers when they issue loans.

It is mainly divided into three categories: the central bank’s loan interest rate to commercial banks; the commercial bank’s loan interest rate to customers; and the interbank lending rate.