If you are forced to settle due to overdue reasons or five types of concerns, bad debts, freezing and other reasons, you will definitely not be able to apply for a loan again (1-2 years is generally difficult to apply again).
If you are a customer with normal repayment, whether it is settled in advance or normally. The re-applied loan amount will be increased, which is generally 0.5 times of the original amount of 65438+, but the amount will only be increased if the liabilities and income are reviewed. Some banks will implement preferential interest rate reduction policies for old users with good repayment conditions.
Therefore, you must repay the loan normally in order to improve your personal credit record and apply for a loan better in the future. If you need to apply for {loan} _ _ _ I suggest that the landlord apply for loan business in Benbenniu, and its online evaluation is very good!