What are the steps for a phone follow-up visit for a bank loan?

The second step.

Bank loan phone follow-up interviews are usually the second review step. The first step is to accept the user's loan application and prepare to enter the review stage. The second step is to review the loan information. At this time, you may call the user for a follow-up visit.

Telephone follow-up interviews are part of the review and will affect the review results. Therefore, after applying for a loan, users only need to pay attention to answering the phone. If they answer the questions on the phone carefully, they can usually pass the review.

The bank loan phone number is introduced as follows:

The reason why the bank (small loan company) calls back is to confirm the authenticity of the information submitted by the borrower. If the information obtained by the bank through telephone interviews is inconsistent with the information provided by the borrower, it will definitely question the borrower's character and situation.

The credit review usually uses a landline phone for a return visit. Please do not refuse the call. Since you do not know the other party’s extension number, if you do not receive the review call, do not call back. Just wait patiently. The call will usually be at Calls must be made within 24 hours until someone answers. If you turn off your phone for a long time or refuse to answer calls, you may miss out on the favor of the bank. Is a telephone return visit for a mortgage loan a preliminary review? The next step after the telephone return interview

Is the telephone return interview for a mortgage loan a preliminary review? When applying for a mortgage, you will receive a call from the relevant department of the bank with questions about the borrower's loan materials and information. So is the telephone return visit for the mortgage loan a preliminary review? The following is a collection of relevant information for your reference.

A bank telephone return visit means that the relevant person in charge of the bank department will return to the borrower about the authenticity of the borrower's loan information and some loan-related issues, so as to verify the borrower's true repayment ability. Bank telephone number The return visit is a part of the bank's loan approval process and can be regarded as a process of the initial review of the mortgage loan, but it does not mean that the approval has been passed.

Mortgage return visits are not 100% guaranteed. Generally, we will only return visits if you have questions or supplementary information about the borrower’s information, while others are just random checks and return visits. Don’t think that the telephone return visit is the first review. Regarding the mortgage return visit, the telephone return visit is not 100%. That’s it for the preliminary review. I hope it’s helpful to everyone. Is the bank loan interview easy? Will ask these questions!

;? Nowadays, many people will choose bank loans, and bank financial institutions have also launched many online loan products. Some of them can be directly applied for, approved, and disbursed online, while some products require application before going to the bank for an interview. So, is the bank loan interview simple? These questions are usually asked!

1. What questions are asked during bank loan interviews? 1. Basic personal information: mainly to check whether it is consistent with the application information. By asking, you can further verify whether you are applying in person, such as the borrower's age, household registration, marital status, education level, etc. 2. Financial situation: Learn more about personal and family income and debt, and ask about family income, property status, whether there are any debts, etc. 3. Consumption situation: You may ask about your usual consumption habits, monthly consumption amount, commonly used loan products, etc. 4. Personal habits. Some interviewers may set up some conversation routines and ask you whether you have bad habits, such as fighting, drinking, gambling, etc. 5. Purpose of loan Since the loan cannot be used for gambling, investment, or illegal activities, we will ask appropriately.

2. Precautions for bank loan interviews 1. When answering questions from bank staff, don’t be nervous and stay confident. 2. Answer questions must be consistent and do not exaggerate or conceal. It is recommended to check the relevant details in advance. 3. When facing bank customer service personnel, your attitude must be friendly. 4. Bring all application materials with you to avoid any omissions. 5. Make an appointment for the interview time in advance, because some banks' credit review departments do not work at noon and weekends, so try to go as early as possible. Will the mortgage bank call you back? This is the real situation!

;? Housing prices across the country remain high, making it unaffordable for ordinary people. Under such circumstances, home buyers have no choice but to choose a mortgage.

Some friends are not familiar with the mortgage process, so I would like to ask: Do banks that provide mortgage loans always call back for follow-up visits? Here I will give you a detailed explanation.

Under normal circumstances, the mortgage bank will have a telephone return visit, and an interview is also indispensable. Don’t be resistant to telephone follow-up interviews. In the process of applying for a mortgage loan, telephone follow-up visits play a very important role, and everyone must deal with them seriously.

Techniques for responding to telephone return interviews:

1. Unified answers. After receiving a telephone return interview, everyone should answer the questions based on their own application materials. Therefore, everyone must be very familiar with their mortgage application materials.

2. Good attitude. Some people were very nervous after receiving a call for a return visit and stuttered when answering questions. This situation can easily make the other party doubt the authenticity of the information. Therefore, don’t be nervous when facing a telephone return visit.

3. Say hello in advance. Sometimes, the bank may make a return phone call to the borrower's unit. Therefore, before applying for a mortgage, everyone should greet the person in charge of the relevant department and let them be prepared. In general, when applying for a mortgage loan, the bank is likely to call you back for a follow-up visit, so everyone should be prepared.