Nowadays, more and more people are interested in consumer finance companies. Then, what materials should be prepared for handling loans from consumer finance companies? Two types of people can apply in this way (for reference only):
business owners: individual industrial and commercial households or private owners with real estate can also apply for loans from consumer finance companies. The application materials include: 1. Original and photocopy of ID card; 2. Business license of enterprise business legal person and business license of individual industrial and commercial households; 3. The bank flow of the company or individual in the last six months; 4. Capital verification report and equity distribution agreement.
office workers: as long as they have worked continuously for 6 months, they can generally apply. The application materials include:
1. Original and photocopy of ID card; 2. Work certificate. In addition, if office workers also provide other income materials, the quota can be increased. These optional materials include: 1. Passbooks/bills for the payment of wages by the bank (with a banking seal); 2. Personal income tax payment certificate; 3, provident fund, social insurance withholding certificate; 4. Income certificate issued by government agencies or enterprises and institutions (the income certificate needs to be stamped with the seal of the company/personnel department); 5. Original password envelope payroll. 6. Other materials that can prove customers' income.