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Can I apply for pledge registration on the same day of the fixed deposit certificate mortgage loan?
On a regular basis, hypothecated loan needs to register when the loan application is approved. Materials required for registration of pledge of certificates of deposit: First, the Application for Registration of Pledge of Certificates of Deposit, signed or sealed by the applicant; A copy of the register of shareholders of a limited liability company with the name of the pledgor and its capital contribution, or a copy of the shares of the joint-stock company held by the pledgor; Certificate of deposit pledge contract; A copy of the pledger's or pledgee's subject qualification certificate or natural person's identity certificate.

Legal basis

According to Article 441 of the Civil Code, which came into effect on January 1, 221

, if a bill of exchange, promissory note, cheque, bond, deposit slip, warehouse receipt or bill of lading is pledged, the pledge right shall be established when the title certificate is delivered to the pledgee; If there is no right certificate, the pledge shall be established when the pledge registration is handled. Where there are other provisions in the law, such provisions shall prevail.