Legal analysis: repayment as agreed. If not, the other party can bring a lawsuit to the court to enforce all the property under one party's name to repay the debt. However, according to the law, the current loan interest cannot exceed 15.4%, and the interest rate agreed by both parties exceeds four times the quoted interest rate of the one-year loan market when the contract is established.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 680 usury is prohibited and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.