1. The borrower must be a citizen of China, aged 18, with full capacity for civil conduct.

2. The borrower has a good credit record and no bad credit record or overdue repayment record.

3. Provide stable proof of income, such as salary slips and bank running water, to prove that the borrower has the ability to repay the loan.

4. Providing mortgage or collateral helps to reduce the risk of borrowing.

5. The borrower shall provide personal identification, residence booklet and other relevant materials, and fill in the loan application form.

Supplementary information:

-Agricultural Bank of China provides various loan products, including personal consumption loans, housing loans and commercial loans. , and can choose the product that suits you according to the specific needs.

-The bank will evaluate the loan application according to the borrower's repayment ability, assets and loan amount.

-Details such as loan interest rate, repayment method and loan term may vary from region to region. For details, please consult the local Agricultural Bank outlets or official channels.