When buying a house, everyone's first reaction is that the house price is too high to afford. Actually, it is not. When buying a house, the working class should make more use of the characteristics of stable income to borrow money to buy a house. According to the current wage income, saving 3,000 yuan a month is 36,000 yuan a year, and 10 is 360,000 yuan. In other words, if you save money to buy a house, it will take 10 years to buy a house according to the current house price, not to mention the location and house price at that time. Buying a house now can not only live in an existing house, but also solve the trouble of renting a house. If the location is good, the house will appreciate. Besides, you can pay the mortgage with the rent saved, and you can easily own a house after 10 years.

Friendly reminder: some wage earners do not hesitate to borrow money to buy a house, resulting in not only paying back bank loans, but also being heavily in debt, becoming a moonlight family. Nowadays, more people have realized that living in debt is tantamount to putting a shackle on themselves. If the working class wants to buy a house, it is necessary to reduce debts as much as possible, increase savings and avoid the impact of buying a house on life and health.

And frugality, to put it bluntly, is a house slave.