1, introduce talents to buy houses, and introduce settled people to buy houses and enjoy the same treatment as local citizens.
The "Notice" requires the implementation of rigid housing requirements for outstanding talents. Introduce talents who have registered in Hainan to buy houses in Sanya, and enjoy the same treatment as local citizens from the date of registration. Outstanding talents who are not registered in Hainan, if they and their main family members do not have existing houses in Hainan, can buy 1 apartment in Sanya with their personal income tax or social security payment certificates accumulated in Guangdong Province for 12 months or more.
2. Buy a house loan, and revise the current business loan policy for the second suite of provincial offices. The down payment for the second suite of outstanding commercial loans shall not be less than 50%, and the settled second suite shall not be less than 40%.
The "Notice" requires that the bank credit requirements for effective house purchase be met. Applicable to the purchase of improved housing. For those who apply for a commercial loan to buy a second house but the original housing loan is not settled, the down payment ratio of the mortgage is not less than 50%. Apply for provident fund mortgage to buy a second-hand house, buy a house for the first time or settle the original provident fund mortgage, and the down payment ratio of the mortgage is not less than 30%.
The "Notice" has implemented the policies of provincial organs. In addition, the loan has been settled, and if you apply for a commercial loan to buy a second house, the down payment ratio of the mortgage shall not be less than 40%.
The "Notice" requires that those who apply for provident fund mortgage to buy second-hand houses are first-time buyers or have settled the original provident fund mortgage, and the down payment ratio of the mortgage is not less than 30%.
3. Transfer of commercial and residential buildings. Products purchased after 2065438+September 20, 2007 can be transferred after the house purchase contract has been filed for 5 years.
The "Notice" requires improving the market demand for product housing. /kloc-the product houses purchased from April 0/4 to September 20 17 (subject to the filing time of the house purchase contract, the same below) can only be sold after obtaining the real estate license; Product houses purchased after September 20, 2007, 2065438, can only be sold after the house purchase contract has been filed for 5 years and the real estate license has been obtained.
The "Notice" mainly adjusts the starting point of the calculation of the transfer period, that is, the starting point is changed from the original standard time for obtaining the real estate license to the time for purchasing the case in the contract. Houses purchased from April 20, 65438 to September 20, 2007/KLOC-0 can be bought and sold after obtaining the real estate license because the filing time has expired for 2 years.