Basic conditions for handling Shenzhen:

1, Chinese mainland resident, under 50 years old.

2, engaged in legitimate production and business activities, with the ability to repay the loan principal and interest on schedule.

3. Need a stable source of income.

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

Materials to be submitted for handling Shenzhen:

1, identity certificate, ID card, residence permit, household registration book, marriage certificate, etc.

2. Work certificate;

3, proof of income, bank statement, labor contract, etc. ;

4. Address certificate, house lease contract, water and electricity bill, property management and other relevant certificates;

5. Auxiliary materials: for example, real estate license, bachelor's degree certificate, etc. ;

Procedures for handling Shenzhen:

1. Enterprises or individuals apply for loans from banks and submit relevant materials;

2. The bank shall review and investigate the application materials submitted;

3. Banks issue loans;

4 enterprises or individuals to repay loans on schedule;

5. Repay the loan;

What are the requirements for handling the personal credit revolving loan of China Bank?

China Bank Shenzhen Personal Credit Revolving Loan Handling Conditions:

1. People's Republic of China (PRC) (China) citizens, including Hongkong and Macao residents who have worked in China for one year or more, should own their own property in Shenzhen.

2. A natural person who has reached the age of 18 (guarantee/credit category has reached the age of 23) and has full capacity for civil conduct; With the borrower's age and loan term not exceeding 65, customers who meet the standards of private banking and wealth management of Bank of China can be relaxed to 70.

3. In principle, the longest overdue period of the borrower shall not exceed 1, and there is no outstanding overdue record.

4. Have a continuous and stable source of income, and have the ability and willingness to repay the loan principal and interest on schedule.

Before handling personal consumption loan, you need to open a deposit account with Bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

How to apply for Shenzhen Bank

When encountering financial problems, I believe many people will choose to apply for personal unsecured microfinance. However, you can't apply for personal unsecured loans if you want to. Many people have encountered the situation that loans have been rejected. So, how do you apply for a bank in Shenzhen? What are the conditions of Shenzhen Bank? Let me borrow it. Let me introduce you.

It is understood that the conditions for applying for Shenzhen Bank are:

1, aged 2 1-55 years old, with full capacity for civil conduct;

2. Living in the place where Shenzhen Bank is located, and can provide a valid resident account or proof of residence;

3. Have a legal and stable income source and have worked continuously in the current work unit for half a year;

4. If you apply for mortgage loan, you must also have collateral that can be used as mortgage as stipulated by Shenzhen Bank.

Steps of Shenzhen Bank:

1. The borrower applies for a loan from the bank and submits relevant materials required for the loan;

2. Shenzhen Bank receives the borrower's application, reviews the materials and conducts pre-loan investigation on the borrower;

3. After examination, the bank informs the borrower to discuss the loan-related issues;

4. The borrower reaches an agreement with the bank and signs a loan contract;

5. Banks issue loans. (If you apply for a mortgage loan, you need to register the collateral first);

6. The borrower repays the loan according to the contract.

Through my introduction, I believe you have a certain understanding of how to apply for Shenzhen Bank. You can make corresponding preparations for the above matters, so that you can get a loan more smoothly. I hope my introduction can provide some help to those in need.