I suggest you apply for a loan from a formal institution. I hope I can help you.
The process of handling loans:
1. The borrower shall submit the loan application materials to:
2. Preliminary examination of the application materials submitted by the borrower;
3, through the preliminary examination and credit investigation, in line with the loan approval conditions;
4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge;
5. After the loan contract comes into effect, issue loans;