"Three consecutive" refers to overdue repayment for three consecutive months, while "six in a row" refers to a cumulative six overdue repayments.

“Three in a row and six in a row” is a professional term in the loan industry. In fact, it is the collective name of "Lian San" and "Lei Liu". Because they are both overdue repayments, they are often said together. In the eyes of banks, these two situations are serious credit stains, and they will definitely be classified as "problem customers" and belong to high-risk loan groups and enter the "blacklist" , there will be a great risk of being rejected for future loans, etc. "Three in a row and six in a row" are serious stains in personal credit reports. Compared with "six in a row" and "three in a row", the risk is greater.