The wife lends money to her husband, and after the divorce, she assumes the debt according to the actual situation and legal provisions. According to the Supreme People's Court's "Several Specific Opinions on Handling Divorce Cases by People's Courts" 17, the debts incurred by husband and wife due to * * * living together or fulfilling their obligations of raising and supporting should be recognized as joint debts of husband and wife, and should be paid off with the joint property of husband and wife at the time of divorce.

The following debts cannot be regarded as the same debt of husband and wife, and should be paid off by one party with personal property:

(1) Debts agreed by the husband and wife to be borne by individuals, except for the purpose of avoiding debts.

(2) without the consent of the other party, one party subsidizes the debts incurred by its relatives and friends who have no obligation to support.

(3) Without the consent of the other party, one party independently raises funds to engage in business activities, and its income is not used for debts incurred by the same generation.

(4) Other debts that should be borne by individuals.

Therefore, under one of the circumstances specified in 17, it cannot be considered that the husband and wife are in the same debt, and one party should pay off with personal property; Otherwise, the debts incurred by the husband and wife because they live together or perform the obligation of raising and supporting shall be recognized as the debts of the husband and wife, and shall be paid off with the property of the husband and wife at the time of divorce.