1. Bring your ID card (whoever withdraws the provident fund will use it) to the loan bank to open a loan certificate (indicating whether to reduce the monthly repayment amount or reduce the repayment period);

2. Download the "Jiangsu Government Service" APP, register, real-name authentication, and apply for online withdrawal of the provincial provident fund;

3. Fill in relevant information (housing area, location, withdrawal amount, etc. ) and upload relevant supporting materials (loan contract, front and back of ID card, proof of payment, etc.). );

4. Pay attention to the SMS within 1-2 days, and complete the follow-up application operation in the "Jiangsu Government Service" app according to the prompts;

5. Within 3-5 working days after the application is approved, the withdrawn provident fund will be mailed to your loan bank by remittance, and the loan bank will call you to confirm the repayment amount and method, and complete part of the repayment in advance.

The withdrawal of provident fund in Jiangsu Province is as follows:

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Retired;

3, partial or complete loss of labor ability, and termination of labor relations with the unit;

4. Go abroad to settle down;

5. Repay the principal and interest of the house purchase loan;

6. The rent exceeds10% of the family wage income; Graduate students live in school dormitories;

7, terminate the labor relationship with the unit, and the account moved out of the city or the account is not in the city;

8. Other circumstances.

legal ground

Regulations on the administration of housing provident fund

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.