How much is the down payment for the first suite in Nanjing? According to the current real estate policy in Nanjing, the down payment for buying the first house in Nanjing is 30%. The down payment for provident fund loans is 20%, only 20% for pure provident fund and 30% for portfolio loans.
Moreover, provident fund loans also have loan quota restrictions, with 500,000 yuan/person and 6,543,800,000 yuan/household for husband and wife respectively. If the amount of provident fund for buyers is sufficient, both husband and wife have provident fund, and only 20% down payment is required for buying a house within 5 million.
Workers' families who own/kloc-0 apartments and have settled their housing provident fund loans, and whose existing housing per capita construction area is smaller than that of Nanjing, will buy ordinary self-occupied housing again to apply for housing provident fund loans in order to improve their living conditions, with a down payment ratio of 30%.
(Note: The above data are all from the Internet for reference only, and the actual data shall prevail. )