Many young people are deeply involved in online loans. Everyone knows the harm of online lending, but there are always people who are addicted to it. If friends around you fill in your name and mobile phone number as emergency contacts, you will indeed receive text messages and phone calls. Just don't answer them and choose to ignore them.

Why do people call me to borrow money? Either you filled in the emergency contact person of the loan, or the address book of the loan person was exploded. In that case, just answer that I don't know this person. He won't bother you again. Don't say anything about knowing each other, or you will keep pestering you to call you. As long as you answer that you don't know this person, the caller will list your number as invalid. I won't call again.

Generally speaking, when your friend borrows money, you must fill in several contacts. If you are inside, the platform may contact you when your friends don't pay back the money. In addition, your friends may encounter some bad platforms. They will get the phone address book and send text messages to everyone in the address book when they don't pay back the money.

Who are the people who do online loan collection? There are all kinds of people who do online loan collection, some are full-time and some are. Full-time collectors are basically unemployed and uneducated people. They don't have any culture and skills, so it is easier and less laborious to do this kind of work. Some people have legitimate jobs, and people are temporarily short of manpower. They called to inform them that they would go if they had time, and forget it if they didn't have time. They are basically young people under the age of 35. These people really dare to come to the door, but they dare not make trouble. After all, it is now a society ruled by law. When they come, you must pay back the money, which makes your normal life impossible to continue. Stay away from online loans and don't touch online loans.

The second one, a friend, loans overdue died. Why did I have a contact in my address book and told the people in my address book that I had to pay back the money after the deadline?

This requires this friend to use your phone number as one of his contacts, or leave your phone number when he borrows money. If you don't vouch for your friends, you won't be involved. If you guarantee a loan to your friend, then if your friend fails to repay the loan within the time limit, you must bear the repayment responsibility on his behalf and ask your friend how it is.

Third, my friend loans overdue has been here for more than ten days. Why did you send me a message? Tell me as soon as possible. ...

No, just a contact. It's none of your business.

4. A friend, loans overdue, died. Why did he have a contact in my address book and told the people in my address book that I was overdue to pay back the money?

It depends. Maybe your friend used your phone number as one of his contacts, or left your phone number when he got a loan. If you don't vouch for your friends, you won't be involved.

If you guarantee the loan to your friend, then if your friend fails to repay the loan within the time limit, you must bear the responsibility of repaying the loan on his behalf. You can ask your friend about it first.