1. Install interception software. You can install software to intercept strange calls in your mobile phone. There are many similar apps on the market, such as Tencent Mobile Manager and 360, which can set white list and blacklist, and there are different interception methods, such as intercepting non-address book calls, unknown calls, suspected fraud and so on. , all of which help intercept online loan collection calls.

2. Mobile phone native system. Both Android and Apple phones have harassment identification and interception functions. For example, Android phones can click "More"-Stop Harassment-Set-Block Rules on the dialing interface, add a blacklist of numbers by themselves, block all strangers or all incoming calls, and even block spam messages. 1, call the police. Many online lending platforms will use software similar to "call you to death" when they explode the address book. In the face of this behavior, borrowers can call the police to protect their rights and interests.

3. Complain to the operator. When we can't stand the harassment of collection calls, we can complain to the officials of China Mobile, China Unicom and China Telecom, and ask the operators to freeze the collection phone numbers.

4. Download shielding software to directly block any strange phone calls. Only when the repayment is made on time and not overdue can the online loan platform be restricted from calling your communication. If you are overdue, you need to pay back the money in time. If the funds are insufficient, you can take the initiative to contact the online lending platform and apply for deferred repayment.

Note: When the online loan is overdue, the borrower must not hide from the online loan platform. The more he hides, the more likely it is that the platform will make a phone call to record the collection.

Online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. Article 197 of the Contract Law stipulates that a loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of the loan contract include the loan type, currency, purpose, amount, interest rate, term and repayment method.

Consequences of overdue online loans: 1. Affect loans. 2. Affect travel. 3. Affect employment. 4. Affect family relationships. 5. Generate high penalty interest and liquidated damages. 6. Affect the credit record. 7. Be collected by fancy. 8. Being sued by a financial institution. 9. Become an untrustworthy person.