No. As a consumer credit brand under Suning Finance, Renxing Loan provides multi-scenario funds for individual users such as shopping, decoration, travel, education and car purchase, and provides inclusive finance services for consumers. In 20 18, Suning Finance and Nanjing Information Center carried out in-depth strategic cooperation. On February 18 of the same year, Suning Financial's willful loan was officially launched on the "My Nanjing" APP, providing a comprehensive evaluation function for users' credit level.