20 12 I bought a house with a loan of 270,000 yuan from the bank and paid it off in 20 years. How much is it to pay back every month? How to calculate?

The housing loan is 260,000 yuan and the mortgage is 20 years. According to the current benchmark interest rate of the bank, the monthly repayment amount is as follows:

Matching principal and interest repayment method:

Total loan amount

260000.00

Yuan dynasty (1206- 1368)

Number of repayment months

240

moon

Monthly repayment

1773.85

Yuan dynasty (1206- 1368)

Total interest paid

165724.99

Yuan dynasty (1206- 1368)

Total principal and interest

425724.99

Yuan dynasty (1206- 1368)

Average capital repayment method:

Total loan amount

260000.00

Yuan dynasty (1206- 1368)

Number of repayment months

240

moon

First month repayment

2253.33

Yuan dynasty (1206- 1368)

Decreasing monthly: 4.88

Yuan dynasty (1206- 1368)

Total interest paid

140985.00

Yuan dynasty (1206- 1368)

Total principal and interest

400985.00

Yuan dynasty (1206- 1368)

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