Today's high housing prices make many people just need to be afraid. Now many people have the need to choose a house, but they are unable to choose a house in full, so people choose a house with a housing loan. Because the loan policies of different cities are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to choose a house in Qianjiang, how much is the down payment for a 900,000 house? How much is the monthly payment? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of commercial loans shall not be less than 30% of the total house price, that is, 900,000 * 30% = 630,000 yuan, and the longest loan period shall be 30 years; Provident fund loans, the maximum loan ratio can reach 80%, the maximum loan amount is 600,000 yuan, and the longest loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is, if the total house price is 900,000, the down payment needs 900,000 * 50% = 450,000 yuan; If the provident fund loans the second suite, the maximum loan amount is 600,000.

Regarding the down payment and monthly payment for the house selection in Qianjiang, if you are going to buy a 900,000 house in Qianjiang, you should make adequate financial preparations. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of the housing loan I provided for you in Qianjiang. I hope it will help you!