Hello, according to the current situation that the benchmark loan interest rate should be 4.9% per annum and the repayment method is equal principal and interest, the loan is 265,000 yuan and the loan term is 20 years. The total interest paid is about 15. 10000 yuan, and the monthly payment is 1734.28 yuan. Other data are shown in the figure below.

Please refer to the above answers provided by Ronglian Ye Wei.