1. Can I rent a house with the housing provident fund? Yes, the procedure is quite complicated. If the rent exceeds 10% of the family wage income, the original and photocopy of the following materials shall be brought when withdrawing the housing accumulation fund: if the rent exceeds 10% of the family monthly wage income, the total amount withdrawn by employees and their spouses in the current year shall not exceed the actual excess rent in the current year. Go to the business hall of the management center or the counter of the district/county management department every year1February. Second, Lianyungang housing provident fund can pay rent. Lianyungang citizens who have never used housing provident fund loans can withdraw housing provident fund to pay for renting houses. Lianyungang stipulates that as long as the citizens who normally pay the housing provident fund, they can withdraw the housing provident fund to pay the rent with the lease certificate. At present, the scope of preferential treatment has been extended from newly employed college students to all citizens. According to the current management regulations, there are six situations in which housing provident fund can be withdrawn: those who buy or build their own houses, those who retire, those who lose their ability to work and terminate their labor relations with their units, those who leave the country to settle down, those who repay their housing loans, and those whose rent exceeds the prescribed proportion of family wages. Tianjin housing provident fund can be used for renting houses. Employees and their spouses can withdraw housing provident fund once every quarter, and the total amount of each withdrawal does not exceed one quarter's rent. If the monthly rent is lower than 1.980 yuan (including 1.980 yuan), the withdrawal amount shall be verified according to the actual rent; If the monthly rent is higher than 1980 yuan, the withdrawal amount shall be approved according to 1980 yuan. Housing accumulation fund can only be withdrawn if the renting behavior meets one of the following conditions: (1) Rent public rental housing in this city and pay the rent; (2) I and my spouse have no housing and no housing loan records. Renting a house for self-occupation in this Municipality and paying the rent; (3) Having been recognized by the land and housing management department as having the qualification to enjoy low-rent housing in kind, low-rent housing rental subsidies or economic rental housing rental subsidies, renting housing in this Municipality for self-occupation and paying rent.
Legal objectivity:
Article 24 of the Regulations on the Management of Housing Provident Fund
In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.