1, use provident fund loans to buy a house, and the interest rate of provident fund loans is lower than that of commercial loans. Similarly, the money lent will be correspondingly less. However, provident fund loans cannot be repaid in advance. In other words, if you borrow for 20 years, you can only pay back the money in 20 years, and it is still not possible to advance.

2. You can withdraw the provident fund after buying a house. Need to provide the corresponding materials.

1) Original property certificate and copy of ID card.

2) Copy of house purchase contract, deed tax invoice and ID card

3) Loan contract, details of bank repayment and copy of ID card.

Just provide one of these three. You can extract it twice a year at most. Among them, the first two methods can only be used once, and then only the third method can be used. If there is no loan, you can only take it out after retirement.