Real estate mortgage loan process: the borrower opens a current deposit account in the bank; Information required for preparing loans; Face to face bank; The bank reports the examination and approval results of the borrower and signs a loan contract with the borrower; Go to the Construction Committee for mortgage registration; Construction Committee issued his right certificate; Handle insurance, notarization and other formalities as appropriate; The bank directly transfers the loan to the account agreed in the contract; The borrower shall repay the loan principal and interest according to the provisions of the loan contract.

Second, the green mortgage process of the vehicle management office?

Handling the automobile mortgage process:

The customer provides the information of the mortgaged vehicle;

The appraiser of the borrower evaluates the vehicle to be mortgaged;

The borrower and the lender negotiate the value of the mortgaged vehicle;

The borrower and the lender sign a vehicle mortgage contract and notarize it at the same time;

The borrower and the lender go to the vehicle management office for mortgage registration and relevant certificates;

The lender drives the vehicle to the parking lot designated by the borrower, gives all the car keys to the company for safekeeping, and the borrower issues a receipt list and pays the mortgage amount at the same time;

After the mortgage expires, the lender and the borrower go through the repayment and mortgage cancellation procedures, repay all the loans, and cooperate with the borrower's vehicle management office to go through the mortgage registration cancellation procedures and get the car keys;

After the loan expires, the mortgage will be released.

3. What kind of traffic should the old customers of rural commercial banks apply for if they want to apply for low-mortgage renewal of real estate licenses? ...

If you want to make a full commercial housing mortgage loan that meets the requirements of banks, you must first choose a suitable bank according to your loan amount and qualification. If you don't know much about this, you can find a reliable loan company to help you operate it in order to prevent you from spending money indiscriminately and paying high interest rates. Generally, fees will only be charged after approval or lending. General process: real estate assessment-preparation of materials-bank interview-loan approval-mortgage registration-issuance of other warrants-lending. This is a rough process. Find a company to run it, so you don't have to think so much. Will help customers operate. General loans can only be used for consumption. If it exceeds 300,000 yuan, the bank may not lend money directly to the personal account, but to the account of the third party you spend.

Four, rural commercial banks mortgage loan process

Legal analysis: First, estimate the total value of the mortgaged property according to the loan amount applied and the mortgage rate promised by the bank. Second, take the regional map of mortgaged land to the Cadastral Division of Land and Resources Bureau for land mapping. Three, according to the mortgage mapping situation to the real estate assessment agencies to assess, issue an assessment report. 4. Take the appraisal report and relevant company documents to the Cadastral Section of the Bureau of Land and Resources for mortgage registration with the bank loan personnel.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 395 The following property that the debtor or a third party has the right to dispose of may be mortgaged:

(a) buildings and other land attachments;

(2) The right to use construction land;

(3) the right to use the sea area;

(4) Production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and aircraft under construction;

(6) means of transportation;

(seven) other property not prohibited by laws and administrative regulations.

The mortgagor may mortgage the property listed in the preceding paragraph together.

Article 402 Where the property specified in Items 1 to 3 of the first paragraph of Article 395 of this Law or the building under construction specified in Item 5 is mortgaged, the mortgage registration shall be handled. The mortgage is established at the time of registration.