Legal analysis: both parties are divorced, and the property is still under loan, so the name of the property cannot be changed. If the two parties have disputes over the house that has not yet obtained ownership or full ownership at the time of divorce and negotiation fails, the people's court should not judge the ownership of the house, but should judge it for use by the parties according to the actual situation.

Legal basis: Article 187 of the Civil Code of the People's Republic of China, when divorcing, the joint property of husband and wife shall be handled by both parties through agreement; If the agreement fails, the people's court shall make a judgment according to the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party. The rights and interests enjoyed by a husband or wife in the contracted management of family land shall be protected according to law.