Legal analysis: the military housing provident fund loans are generally approved in about one month.

Process for military personnel to apply for housing provident fund loans:

1. The bank received the customer list;

2. The bank takes the initiative to contact customers, or customers take the initiative to apply;

3. Banks collect data and approve loans;

4. After approval, go through the formalities of mortgage registration;

5. Loans are issued and customers repay on schedule.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.