The bank must mortgage your car. There are three kinds of loans, mortgage loans, secured loans and credit loans. At present, only a few banks provide credit loans to old customers with good credit. Mortgage and car loan are both mortgage loans. Car loan processing flow: 1. First of all, the lender needs to prepare ID card, residence certificate, work certificate, loan use certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract. 2. Then, wait for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If so, there is no need to sign such a contract. 3. Secondly, banks issue loans to lenders. Generally, banks will lend money within 2 to 3 weeks or 1 month after the approval is completed, and the loan can be released within 1 day at the earliest. 4. Finally, the borrower will pay the down payment to the car dealer, and handle the car pick-up formalities with the passbook and the car pick-up note issued by the bank. Note: In the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, real estate license, etc.
Second, do you need any mortgage for the bank to buy a car loan?
no
3. Do I need any mortgage for the bank to buy a car loan?
Buying a car loan requires a mortgage loan, and the required procedures are as follows;
1: individual
2. Personal valid identity documents. Including identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan.
3. Household registration certificate or long-term residence certificate;
4 personal income certificate, if necessary, provide family income or
5. Certificate of intention to buy a car issued by the car dealer;
4. Do you want to mortgage the Green Paper when buying a car with a loan?
You can't get the green book until you pay off the loan to buy a car. Now people's production quality is better than before, and their pursuit of life is greatly improved. Many families buy cars. Especially young people who go to work. Even if you don't have the money to buy a car in full at one time, many will pay by installments.
Loan to buy a car, because it is repaid in installments, is equivalent to driving the car home first, but the car money has not been paid in full, so you can't get the green paper when you pick up the car. You can't get your green book back until the car loan is paid off, and then the car can be completely yours.