Has closed down. Tianjin Bomin Kuaiyi Loan Platform is not a loan product developed by a formal small loan company, but a black online loan developed by a small loan company without qualification certificate. It does not meet national standards in many aspects and is therefore subject to state sanctions. Therefore, Tianjin Bomin Kuaiyidai platform has closed down. Loan means that banks, credit unions and other institutions lend money to entities or individuals who use the money, with specified interest and repayment dates.