1. If the car loan company does not cooperate with the mortgage cancellation, the parties may bring a lawsuit to the court and demand the other party to fulfill its obligations. When the car loan expires, the mortgage is lifted. After the car loan is deducted in the last month, after about 10 working days, you can go to the bank that handles the car installment payment to get the mortgage back.

2. Legal basis: Article 31 of the Regulations on Motor Vehicle Registration.

Where a motor vehicle is used as collateral, the owner of the motor vehicle and the mortgagee shall apply to the vehicle management office at the place of registration for mortgage registration; If the mortgage right is extinguished, it shall apply to the vehicle management office at the place of registration for cancellation of mortgage registration.

Article 32

To apply for mortgage registration, the motor vehicle owner and the mortgagee shall jointly apply, confirm the application information, and submit the following documents and vouchers:

(a) the identity certificate of the motor vehicle owner and the mortgagee;

(2) Motor vehicle registration certificate;

(3) Motor vehicle mortgage contract.

The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of mortgage registration on the motor vehicle registration certificate.

During the period of motor vehicle mortgage registration, if an application for changing the vehicle registration, moving out and moving in the motor vehicle, changing or updating or renewing the motor vehicle registration certificate with the owner is made due to quality problems, the motor vehicle owner and the mortgagee shall jointly apply.

2. What is the vehicle mortgage cancellation process?

1. Go to the vehicle service hall of the vehicle management office or the vehicle service hall of the county traffic police brigade, get the Application Form for Motor Vehicle Mortgage Registration and Cancellation, and fill in the Application Form for Motor Vehicle Mortgage Registration and Cancellation;

2. Obtain the queue number;

3. Submit the Application Form for Cancellation of Motor Vehicle Mortgage Registration, the identity certificates of the mortgagee and mortgagor, the motor vehicle registration certificate, the main contract and mortgage contract concluded according to law and other materials;

4. Obtain the acceptance certificate of motor vehicle registration business;

5. Pay at the designated window of the bank;

6. Obtain the motor vehicle registration certificate with the payment certificate and the motor vehicle registration business acceptance certificate.