Zhongyuan Bank is a junk bank. I bought a house in 5438+ 10 (Sanmenxia Shanyou Jianye) and told me that I am now cooperating with Zhongyuan Bank to apply for a loan (telling me that ABC has no quota). After I paid the down payment, I submitted the information, and my credit income proved that everything met the requirements. When I left, I told me to buy financial insurance. I said that the loan was a shoo-in. And the loan interest rate is 6. 12% (my second suite). I agreed without thinking at that time, and it was not worthwhile to go back. Finally, the loan officer told me that there is another way to buy a precious metal product in their shopping mall. The cheapest rotten silver cup that day was worth 1999, but it was worth 150. Then my daughter-in-law called the customer service of Zhongyuan Bank. Almost a month later, the bank and the property consultant said that my loan was rejected, and told me that because we had complained to the customer service, it had a bad influence on the leaders, and we were doing business in other places, which was risky, so we didn't agree. The career counselor has always advised me not to play before complaining, otherwise other banks will refuse to sign, Zhongyuan Bank will sue me and blacklist me, and so on. Anyway, it's just to scare me I had a fight with a career counselor that day, and Jianye career counselor was really awesome (generally, I had to pay in full or check out). Why are you threatening me with buying a house in a fifth-tier city? It's not that I'm afraid of who will shake the number. I've lived for more than 30 years, and it's the first time I met such a disgusting bank. Then I suggest that you choose the four major banks for housing loans. Absolutely no problem.