The online lending platform is legal and belongs to financial innovation business, and the state is also encouraging it. Financial reform is inevitable, but we should choose a professional online lending platform. Personally, I think the loan in Yue Long is good. The last decoration was short of money, and it was approved in one day, which was very efficient. The general online lending platform is a supplement to banks and needs an efficient platform. Some platforms may not be approved for half a month and will not play a supplementary role.