The mortgage rate of housing mortgage loans in general banks is 50%-80%, which is different for each bank, that is, the house value is 300,000, and the loan can only be1.5-24,000. Interest is generally calculated on a monthly basis, and the current loan interest is as follows.

60000x0.054X360000 divided by 36 is returned every month.

7.56 This number was a long time ago.

One to three years (including three years) 5.40

Three to five years (including five years) 5.76

More than five years 5.94

Extended data

Housing mortgage loan settlement

1, normal settlement

Settle the loan on the maturity date of the loan (one-time repayment of principal and interest) or the last installment of the loan (installment repayment).

Step 2 settle accounts in advance

Before the maturity date of the loan, if the borrower settles part or all of the loan in advance, he must apply to the bank in advance according to the loan contract, and the bank will repay the loan at the designated accounting counter after approval.

After the loan is settled, the borrower will retrieve the legal documents and relevant supporting documents extracted by the bank with his valid identity certificate and the loan settlement certificate issued by the bank, and go through the mortgage registration cancellation formalities with the original mortgage registration department with the loan settlement certificate.