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Why cancel the interest rate concession for the first loan to buy a house? When can the poor have their own homes?
The rapid rise of housing prices in large and medium-sized cities in China has attracted great attention of the central and local governments, and a series of policies to stabilize housing prices have been introduced one after another, with their intentions obvious. However, due to the lack of understanding of the driving reasons of soaring housing prices and the fair and moral needs of social stability, as well as the defects of the current management system, the relevant policies still pin their hopes on administrative departments, banks and other institutions that have direct linkage interests with rising housing prices, rather than making full use of the interests of other social resources to restrict the vicious soaring real estate prices. In addition, the real estate industry has become an important pillar industry of the country. The implementation of these policies always gives people a feeling that they are afraid of scratching their shoes, or they have been demolished and built in the process of implementation, and even some policies will play a role in fueling the situation, thus causing extremely bad influence in society and seriously damaging the credibility and authority of the government. The loss of government credibility and authority will inevitably increase the management cost of the government, and all government expenses come from the people, which will increase the burden on the general public-I believe that the result of this vicious circle is that governments and leaders at all levels are unwilling to see it. It can be said that the policy for the real estate market, because of its great influence, must be fully considered and demonstrated, not only pursuing short-term effects, killing the real estate market with one blow, but also ignoring some very serious problems in the real estate industry and adopting a laissez-faire attitude; In the long run, Scientific Outlook on Development should give full play to and respect the laws of the real estate market, especially the opinions of most citizens, highlight social fairness and justice, formulate a series of policies actively implemented by all sectors of society driven by their own interests, and establish a long-term mechanism to check and balance the real estate bubble in the real estate market, so as to truly promote the stable and healthy development of China's real estate market and prevent inflation.