Latest interest rate adjustment table
Loans within six months (including six months) 5. 10
Loans from half a year to one year (including 1 year) 5.56
Loans for one to three years (including three years) 5.60
Loans for three to five years (including five years) 5.96
Loans for more than five years 6. 14
What's the interest rate? It depends on the loan period and your qualifications, and it depends on which bank you go to.
2. What's the interest rate of Beijing housing mortgage loan?
Interest on various bank loans: the loan interest of other loan companies is the same as that of bank loans. In June, short-term loans (including% 2), long-term loans to three years (including) 6. 15, and three years to five years (including) 6.4, the difference between banks is about 10%, which is still a little higher than that of banks. The loan review is very strict and takes a long time. At the same time, it is determined to strictly obtain the overall audit of loans by professional loan companies.
3. Bank of Beijing E installment interest rate?
The e-loan interest rate of Bank of Beijing ranges from 4.35% to 6.6%, from 300,000 to 36 installments. You can apply through Bank of Beijing Mobile Banking.
4. What is the mortgage interest rate?
The mortgage interest rate is around 4.35%. If it is a new house mortgage, the longest loan period cannot exceed 30 years; If it is a second-hand house, it must not exceed 20 years. When calculating the loan life, the lender should determine the repayment period according to its repayment ability, so as not to cause repayment pressure. What's the interest rate on the mortgage? In addition, the loan term of mortgage loan is also related to the type of property, the age of the borrower and the lending institution. If the individual housing is used as the pledge to complete the loan, the longest loan period is 30 years, and the accumulated housing age and loan period shall not exceed 30 years. If you are concerned about loan interest, you can consider four major banks, including Industrial and Commercial Bank, Agricultural Bank, China Bank and China Construction Bank. The annualized rate is between 3.75% and 4.25%, but you have good conditions in all aspects. If you value the efficiency of banks, you can choose local banks. Their review process is relatively simple, the timeliness is faster, and the requirements for qualifications are not so strict. If you are an office worker, a small and micro enterprise and want to apply for a long period, you can choose small and medium-sized banks, such as China Merchants Bank, Shanghai Pudong Development Bank and Minsheng Bank.