Bank loan benchmark interest rate in November 2020

You are asking what is the base interest rate for bank loans in November 2020, right? It's 3.85%.

According to the National Interbank Funding Center authorized by the People's Bank of China, the loan market quoted interest rate (LPR) on November 20, 2020 is: 1-year LPR is 3.85%.

The benchmark interest rate is a universal reference rate in the financial market. Other interest rate levels or financial asset prices can be determined based on this benchmark interest rate level.

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