Video audit is also a way for Weizhong Bank to confirm identity information, which can further ensure the security of users' accounts. Micro-loan video audit is mainly used by Weizhong Bank to confirm the identity of borrowers, prevent others from using your WeChat to initiate loans, and play a role in protecting account security. In addition to confirming your identity, the video audit will also ask some basic personal information, mainly about whether you have the ability to repay, and decide whether to approve the loan according to this information.
Matters needing attention in video audit of microfinance:
The time of 1. video review is from 8: 00 to 24: 00, so it is necessary to initiate video review within this time.
2. When reviewing videos, make sure that the network is unblocked, and don't fail because of the bad network.
3. After initiating a loan application, you need to initiate a video audit within 48 hours. If it is more than 48 hours, you can review or cancel the loan application by telephone instead.
4. If it is not convenient to view the video, you can click "Verify later". If no one answers when initiating a video review, they may all be busy. You can start video viewing at another time.
The video review time is about 1 minute, which is likely to affect your review results, so you need to take it seriously and don't hesitate to answer questions, not to mention lying. If you are found out, you may be in trouble.
As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:
1, unsecured and unsecured;
Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of individual users with good credit.
2, 7*24 hours service, the fastest 1 minute to complete the loan;
Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.
3. It can be borrowed and repaid, and there is no handling fee for prepayment;
Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.