It claims that if you invest in 800 yuan, you can get 8 yuan income in one day and 240 yuan income in one month, with a monthly return rate as high as 30%. According to Article 6 of the Supreme People's Court's Opinions on People's Courts Handling Lending Cases: "The interest rate of private lending can be appropriately higher than the bank's interest rate, and local people's courts can specifically grasp it according to the actual situation in the region, but the maximum shall not exceed four times the interest rate (including interest rate) of similar loans from banks. If this limit is exceeded, the excess interest will not be protected. " At present, the benchmark interest rate of China People's Bank's one-year loan is 6.00%, so four times the benchmark interest rate is 24.00%, and the wealth management income is less than 24.00%, which belongs to legal interest income and is protected by law.
Of course, BBT also has various incentives.