Interest-free loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them, in which the interest rate is provided free of charge by banks or paid by the government or corresponding institutions according to agreed conditions. Therefore, first of all, determine the application conditions for interest-free loans with Xinjiang lending institutions, and you can apply for interest-free loans directly if you meet the loan conditions.

Under the premise of local financial policy subsidies: to apply for interest-free loans, you need to have local household registration, reach the legal working age and have the ability to work. The following personnel are engaged in self-employment, aquaculture or partnership, and the labor-intensive small enterprises founded by them can apply for interest-free loans if their self-raised funds are insufficient.

Persons with local hukou, self-employment and self-employment, and holders of Employment and Unemployment Registration Certificate, retired military personnel, college graduates, returning migrant workers and landless peasants.