There is a provident fund calculator on the website of Wuhan Housing Provident Fund, which can be used to evaluate other factors such as personal credit information, so the amount finally confirmed shall prevail.

2. How much can Wuhan Provident Fund borrow in six months?

The provident fund can only be loaned for six months, and the maximum loan can be 500,000. If it is in the name of family or husband and wife, the loan can be 700 thousand. Different regions have different provisions on the amount of provident fund loans, so the specific requirements need to be based on local standards, and there will be standards in Wuhan. It is recommended to consult the bank manager. I hope my answer is helpful to you, and I wish you a happy life!

3. How much can I borrow after paying the provident fund for six months?

The provident fund has been paid to six friends for a month, and the loan is less than 700,000. Generally speaking, it is impossible to meet the conditions of a loan of 700,000 yuan after paying the provident fund for six months. It is possible to apply for a loan of 700 thousand unless the user has paid the provident fund for many years continuously before this.

Precautions for provident fund loans 1. Don't use the provident fund before applying for a loan.

If the borrower takes the balance of the provident fund to pay the house payment before the loan, the balance of the provident fund in your provident fund account will be zero, and your provident fund loan amount will be zero, which means you will not apply for a provident fund loan.

2. Prepare loan information.

Provident fund loan procedures are complicated. In order to save the loan approval time and ensure the smooth progress of the loan, the borrower should prepare the loan materials as required before lending. If he is not sure what materials need to be prepared, he can consult the local provident fund management center.

Don't lose the loan contract and IOU.

To apply for a mortgage loan, the loan contract signed between the bank and you and the iou are all important legal documents. As the loan term can be as long as 30 years, as a borrower, you should take good care of your contracts and IOUs.

4. Understand the loan requirements.

Not everyone can apply for provident fund loans. Only employees who pay the provident fund in full and on time within a certain period of time and whose accounts are still in a normal state are eligible to apply.

5. What should I do if the provident fund loan amount is not enough?

In this case, the borrower can consider a combination loan, that is, a commercial loan plus a provident fund loan.

Provident fund withdrawal steps 1, proof

The unit verifies the relevant extraction certification materials and copies provided by employees, and qualified employees apply to the account opening management department with the original and copies of relevant certification materials.

Step 2 review

Management personnel will review the extracted materials, quota, times and personal account information, and give the unit a clear answer within three days.

3. Stamps

For those who meet some extraction conditions, the management personnel only need to enter relevant information in the system according to the extraction materials, and affix the words "extraction of housing provident fund" in the process.

4. Extraction, bloodline

Management personnel enter the housing provident fund withdrawal list and confirm the personal savings account.

4. There is only 2000 yuan on the housing provident fund card, which has been paid for 6 months in a row. What's the maximum? ...

You can only apply for a loan if you have repaid it continuously for more than 6 months. Each region has specific regulations. You can refer to the local provident fund policy.