Introduction of CreditEase Loan Products
1. The monthly interest rate of elite loans is 1.42%, and the loan amount is1-300,000 yuan. The loan term is 12 months, 18 months, 24 months, 36 months and 48 months.
1. China citizens (excluding Hong Kong, Macao and Taiwan), aged 22-60, have a legal and stable occupation in this city, have a fixed job for three months, have a stable monthly income, and work in state-owned enterprises or well-known listed enterprises, and can enjoy the conditions for applying for elite loans with a punch card salary of more than 3,000 in the past six months.
2. The professional types of elite loans include: state organs and units, teachers, doctors, managers of large and medium-sized enterprises and institutions, communications, energy, electric power and state-owned enterprises, with a registered capital of100000 yuan.
Managers, lawyers, accountants, civil servants, water, electricity, gas and other national institutions of non-financial enterprises and financial enterprises with a registered capital of more than 30 million yuan.
Loan submission materials: A. Work certificate and income certificate; B, the salary of the past six months has been punched in; C. identity card
2. The expected annualized interest rate of new wage loans is 2.34%. Loan term: 65,438+02 months, 65,438+08 months, 24 months and 36 months.
1, a citizen of China (excluding Hong Kong, Macao and Taiwan), aged 22-60, with a stable residence (including renting a house) in this city. 2. Having worked in the current unit or the same position for more than 6 months.
3. Income can be expressed in the form of bank running water (the monthly income is more than 2,000 yuan, and the higher the monthly income, the higher the loan amount).
4. The bank credit record cannot be seriously overdue.
Loan submission materials: a, proof of work income; B, the direction of wage payment in the past six months; C. ID card D and proof of address (it can be replaced by the payment documents of water or electricity, coal and fixed telephone charges in the past two months, the house lease contract sealed by the real estate agent, and the household registration book in the applicant's name, with the household registration book as a copy).
3. The expected annualized interest rate of E-building (new salary E-building) loan is 2.34%, and the loan term of 2.53% (help E-building) is 12 months, 18 months and 24 months.
The maximum amount of suitable construction area does not exceed 40 thousand yuan, but you can apply for revolving loan. After the loan is successful, you can apply for a revolving loan when the repayment is over half.
1, China citizen (excluding Hong Kong, Macao and Taiwan), aged 22-60.
2. Applicants who have worked continuously for 6 months in their current unit in Beijing can apply for a new salary and a suitable building, with unlimited running water; Or there is a registered company in Beijing under the name of the applicant, and the actual operation has been completed for 6 months, and there is no limit to running water.
3. Both products require that the applicant has Beijing real estate (including * * * property rights, or real estate under the spouse's name), and can buy a house for 3 months with or without loan. (Property does not need to be mortgaged)
This bank has a good credit record.
Loan submission materials: a, the house book or loan contract under the name of the applicant or his spouse+the bank flow of mortgage repayment in the last three months; B, work certificate C, and ID card. If the applicant is the boss, you need to provide the business license of the enterprise (which needs to pass the annual inspection) D, and the bills of water or electricity, coal and fixed telephone in the last two months.
Four. The expected annualized interest rate of auxiliary loans is 2.53%.
1, a citizen of China (excluding Hong Kong, Macao and Taiwan), aged 22-60, with a stable residence in the local area.
2. The applicant is the legal representative of the commercial entity (enterprise legal person or individual industrial and commercial household) or the shareholder holding more than 20% of the shares, and the establishment and actual operation time of the commercial entity of the enterprise is more than 12 months.
3. Operating income can be expressed as bank running water-running water flowing to public and individual banks.
This bank has a good credit record.
Loan submission materials: a. Enterprise business license (must pass annual inspection). If the shareholders holding more than 20% of the shares are required to provide the capital verification report stamped with the official seal of the enterprise or the Articles of Association B, ID card C, the lease contract of the business entity+the water or electricity and coal payment documents for the last three months, the water or electricity and coal payment documents for the last two months of Beijing residence address or the lease contract E stamped by the real estate agent for the last six months.
Verb (abbreviation for verb) cheap car loan
Vehicle mortgage loan: all vehicles, phased vehicles, Beijing vehicles and foreign vehicles can be handled.
Vehicle loans are divided into vehicle parking and vehicle parking procedures. Cars with monthly interest 1.99% and 3.5% are free of other fees, and loans can be made on the same day, which can generally reach 90% evaluation and high evaluation.
If you don't pick up the car, you can still use it yourself. The monthly interest rate is 2.38% plus 5%+ 1500GPS installation fee, and there is no other fee. You can pay on the same day.
Characteristics of vehicle loan, quick loan, same-day loan, high amount, high evaluation according to vehicle condition. You don't need a car, the car can be realized flexibly, the loan period is not limited, and the interest is paid one month at a time.