First of all, the prerequisite for the transformation of affordable housing into commercial housing
1 It is necessary to confirm whether the affordable housing is over five years old, not the date of buying a house, but the date on the deed tax invoice or the date of issuing the real estate license. Generally, the deed tax will be about 1 year earlier than the date of the real estate license, so only the deed tax date is five years.
Note: the transaction of affordable housing must be over five years, otherwise you are not eligible to make an appointment.
The second is the materials needed for the transformation of affordable housing into commercial housing.
1 account book;
Identity cards and photocopies of both parties (at least 3 copies);
3. Marriage certificate (required, if it is transferred to older parents, if there is no marriage certificate, you can use the household registration book to prove the relationship between husband and wife);
4. Original or photocopy of the contract for the sale of affordable housing (if not, the lobby can help print it without charge, which is a delay);
5. Two copies of the house plan and registration form (the registration form must hide the owner's name);
6. Comprehensive low-cost certificate (blue paper) and deed tax certificate paid when purchasing affordable housing and their copies;
7 room book and its copy.
Third, the process of transforming affordable housing into commercial housing.
1 door information desk receives the number of online sign;
Line up at the window to wait for the station sign. You can go to the window and ask for a stock house sales contract information form first. Fill in the form information.
After signing online, go to the information desk to get 2 forms (tax declaration and approval form for individual sales of purchased houses? Proof of the only living room for families with more than 5 years) is used to pay deed tax.
Pay deed tax.
After getting the deed tax ticket, you can get the registration transfer number at the information desk with the deed tax ticket.
6. Pay the land transfer fee, and the formula is 36,265,438+0 yuan * area * 65,438+00% (the part of the over-standard affordable housing area paid at the beginning of the house purchase shall be deducted).
Register the transfer number and wait for the transfer.
After the transfer is registered, the buyer will receive the house book within 10 working days.
Four, affordable housing into commercial housing costs
Land transfer fee: according to the relevant provisions of the state, the land transfer fee and income distribution management of purchased public housing and affordable housing in the province are listed for sale;
Payment income (exempt from the sale of purchased affordable housing): paid by the seller. According to the transaction price, the net income after deducting the average unit price of affordable housing announced by the local government in the same period, the original house price exceeding the housing area standard, and the land transfer fee, stamp duty and supervision fee paid by the seller in accordance with the provisions of these regulations shall be paid in excess of the progressive ratio. If the transaction price is higher than 50% of the local average unit price of affordable housing in the same period, 20% of the proceeds will be paid and 80% will be returned to the seller; Deal? If the price is more than 50% of the local average unit price of affordable housing, 30% of the proceeds will be paid and 70% will be owned by the seller. The net income exceeding the housing area standard should be paid in full.
Stamp duty: 0. 1%, half of which shall be borne by the buyer and the seller respectively;
Deed tax: 65,438 yuan +0.5%, to be paid by the buyer;
Verb (abbreviation of verb) Problems needing attention in transforming affordable housing into commercial housing
If the nature is changed (through business change), the comprehensive land price must be paid, but the change should be made between husband and wife, father and son, and the deed tax should be paid first and then returned. The payback time is (15 days to three years); Don't forget to get the list of documents to be submitted for deed tax declaration from the local tax bureau.
After the husband and wife change their names, they only need 85 yuan's work fee and no other taxes and fees;
After the change of business, if you intend to change the house back to the original owner, the transaction cost of resale is the lowest. Because there is no price difference, although less than 5 years, 5.5% business tax (buying price = selling price) is 0; The income tax is also zero according to the appreciation of 20%, so only 1.5% deed tax is required.
The above is the introduction of affordable housing to commercial housing in Bian Xiao, hoping to help you. For more information about the cost of transferring affordable housing to commercial housing, please continue to pay attention to Tubatu Decoration Network.